DESCARGO DE RESPONSABILIDAD
首页 Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans 和 applications; ethnicity, 比赛, 性, age 和 income of applicants 和 borrowers; 和 information about loan approvals 和 denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov / hmda). HMDA data for many other financial institutions are also available at this Web site.
FCU is an Equal Housing Lender.
Fixed Rate Second Mortgage - No Closing Cost. 条款 are 5, 7, 10, 15 和 20 years. Minimum loan amount is $10,000. Maximum loan amount is $200,000. Credit 和 other restrictions apply. Title insurance may be required 和 is paid by borrower on home equity loans 和 HELOCs. Property insurance is required, 和 flood insurance may be required depending upon the location of the property. The amount of a home equity loan is based upon the current market value of the property, minus the amount of any current 抵押贷款 和 other liens on the property.
首页 Equity Line of Credit (HELOCs) - No Closing Cost. The Annual Percentage Rate (APR) is a variable rate 和 is based on Wall Street Journal Prime plus an applicable margin. All home equity loans 和 lines of credit are secured by a lien on your home. Full appraisal may be required in certain circumstances. All rates 和 terms are subject to change without notice; please contact the Credit Union for current rates 和 terms. Credit subject to approval. Other restrictions may apply.